Privacy Policy
Your privacy matters to us at kalithorviae
Information We Collect
When you visit kalithorviae.com or use our budget adjustment services, we collect various types of information to provide you with personalized financial guidance and improve our platform. This collection happens through different methods and serves specific purposes related to delivering our educational content and services.
Personal Information
Names, email addresses, phone numbers, and postal addresses when you register for our programs or contact us directly.
Financial Information
Budget data, expense categories, and financial goals you share during our assessment processes.
Technical Data
IP addresses, browser types, device information, and usage patterns on our website and learning platforms.
How We Use Your Information
Your information helps us deliver relevant budget adjustment strategies and maintain the quality of our educational programs. We process your data lawfully and transparently, ensuring every use serves a legitimate purpose for improving your financial learning experience.
- Providing personalized budget adjustment recommendations based on your financial situation
- Communicating about our learning programs, events, and educational resources
- Improving our website functionality and user experience through analytics
- Ensuring platform security and preventing fraudulent activities
- Conducting research to develop new educational content and tools
- Complying with legal obligations under Australian privacy laws
Data Storage and Security
We maintain robust security measures to protect your personal and financial information. Our data is stored on secure servers located in Australia, with backup systems ensuring continuity while maintaining privacy standards.
Encryption of sensitive data both in transit and at rest, regular security audits, access controls limiting staff access to necessary information only, and secure backup systems with geographic redundancy within Australia.
We retain your information for as long as necessary to provide our services or as required by Australian law. Financial assessment data is typically retained for seven years, while general account information may be kept for the duration of your relationship with kalithorviae plus three additional years.
Your Privacy Rights
Under Australian Privacy Principles and applicable data protection laws, you have specific rights regarding your personal information. We respect these rights and provide clear processes for exercising them.
| Right | Description | How to Exercise |
|---|---|---|
| Access | Request copies of your personal data | Email info@kalithorviae.com with verification |
| Correction | Update or correct inaccurate information | Login to account or contact our support team |
| Deletion | Request removal of your data | Submit written request with identification |
| Restriction | Limit how we process your information | Contact privacy officer directly |
Third-Party Sharing
We carefully control when and how your information is shared with third parties. Any sharing is done with your explicit consent or when required for legitimate business purposes that benefit your experience with our services.
We may share information with educational partners who help deliver our programs, technology service providers who maintain our platforms, and analytics companies that help us understand user behavior. All third parties are bound by strict confidentiality agreements and must comply with Australian privacy standards.
We never sell your personal information to marketers or advertisers. When we share data for research purposes, it's always anonymized and aggregated to protect individual privacy.
Cookies and Tracking
Our website uses cookies and similar technologies to enhance your browsing experience and gather insights about platform usage. You can control cookie preferences through your browser settings, though some functionality may be limited if you disable certain cookies.
- Essential cookies for website functionality and security
- Performance cookies to understand how visitors use our site
- Functional cookies to remember your preferences and settings
- Marketing cookies for relevant content and advertising (with consent)
Changes to This Policy
We review and update this privacy policy regularly to reflect changes in our practices, technology, and legal requirements. When significant changes occur, we'll notify you through email or prominent website announcements at least 30 days before the changes take effect.
Minor updates, such as clarifications or additional examples, may be made without advance notice. We encourage you to review this policy periodically to stay informed about how we protect your privacy.
Privacy Contact Information
For questions about this privacy policy or to exercise your privacy rights, contact our Privacy Officer:
Address: Top Floor, Brooke St Pier, Franklin Whrf, Hobart TAS 7000, Australia
Phone: +61892487811
Email: info@kalithorviae.com
We respond to privacy inquiries within 30 days and provide updates if additional time is needed for complex requests.